Secured Loans
Access funds while keeping your savings intact and earning dividends. Use your existing deposits as collateral for lower interest rates than traditional personal loans or lines of credit.
Share Secured Loans
Borrow against funds in your regular or money market share accounts. Your savings remain on deposit earning dividends while serving as collateral. Shares are released as you pay down the loan.
Certificate Secured Loans
Use your Share Certificate as collateral while maintaining your certificate’s earnings. The certificate stays invested and earning returns throughout the loan term.
Credit Builder Loans
Build or rebuild your credit history with our special $1,000 loan program. Loan proceeds are deposited into your savings account to use as collateral, helping you establish credit while building savings.
Why Us?
Lower Cost Features:
- Much lower interest rates than unsecured loans
- Keep your savings earning dividends
- Instant approval with sufficient collateral on deposit
- No money required upfront for credit builder loans
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Credit Building Advantages:
- Establish positive payment history
- Reports to all three credit bureaus
- Build relationship with AlliedFCU for future lending
- End with $1,000 plus dividends in savings
