Checking Accounts
Checking accounts with you in mind!
Whether you’re just getting started or you’re ready to leverage a Rewards account for better perks, we’ve got the right account for you.
Rewards Checking
Earn 3.05% APY* on balances up to $10,000. Service fee waived with direct deposit. Reward yourself with a higher APY when you make at least 15 debit card transactions a month and have a direct deposit of $100 or more each month.
All-Star Checking
A simple checking account with all of the benefits. Monthly fee waived with direct deposit.
Features and Benefits
All of our checking accounts include the following:
- Free Visa debit card with + Points program (earn points on every purchase)
- Round Up debit card program (build your savings with every debit card purchase)
- Early Direct Deposit – Get paid before payday
- Ditch ATM fees – access more than 30,00 fee-free ATMs in the Co-Op Network
- 24/7 Convenience (Online and Mobile Banking, Mobile Deposit and Bill Pay)
- Overdraft Services – Peace of mind, because life happens
Already have a Savings Account with us, click here to open your checking account online.
*3.05% APY (annual percentage yield) is earned on balances up to $10k. To qualify for the higher rate, the following transactions and activities must post and settle to your Rewards Checking account during each Monthly Qualification Cycle: 1) 15 or more signature based debit card transaction and 2) direct deposit of at least $100. You will earn 0.04% APY on balances above $10k; or 0.04% APY if the qualifications are not met.
AlliedFCU Visa Debit Card
Use your money on your terms, and get rewarded while doing it. The AlliedFCU Visa Debit Card can help you earn points toward travel and more.
Key Features
- Accepted worldwide at millions of locations
- Free ATM access at AlliedFCU and CO-OP network ATMs
- Mobile Wallet and Tap to Pay enabled
- Round Up savings program available
+Points Program
Earn 1 point for every $4 spent on “credit” transactions. Redeem points for cash back, gift cards, merchandise, and travel. Browse rewards at dreampoints.com/alliedfcu/ or review and redeem through your online and mobile banking account.
Security & Access
- Protection from unauthorized purchases with Visa’s Zero Liability Policy and Visa Secure
- Card Controls through Digital Banking to instantly disable lost cards
- Lost/stolen card support available at 1-855-333-1066
Getting Started
Open a checking account and receive your debit card in about 5 minutes at any branch. Activate by calling 1-855-333-1066.
FAQs
Can I open a checking account online?
If you have a savings account with us, yes. If not, either call us at (817) 856-4444 or come into a branch to get started.
How can I deposit funds into my account?
There are a number of ways you can deposit money into your account:
- Come by any location during business hours.
- Deposit by mail
- Wire transfer
- Account-to-account deposit within your online banking portal
- Mobile deposits through our app
How can I withdraw money from my account?
You can withdraw money from your account in person during business hours, at an ATM, cashback with a debit card, or through a person to person transfer in your online banking portal.
When will my deposit be available?
In most cases, funds are available the same day.
When will I receive my debit card?
We will mail you your debit card when you open your account. If you would like a card right away, we can produce your debit card at our branch locations in five minutes.
Can I set travel dates for my debit and credit card?
Yes, by logging into your online or mobile banking, you can let us know when you will be out of town, set beginning and end dates, and alert us to international travel.
Is ATM usage free?
It is free at either of our locations, as well as the 30,000 other locations in the Co-op ATM Network.
Is there an option to enroll in overdraft protection?
Yes, both types of checking accounts have overdraft protection included.
How can I order checks?
You can order checks by logging into your online or mobile banking, in person through one of our representatives, or by phone.
Do you offer Business Checking?
Yes we do. The benefits include:
- No minimum transactions
- No per item charges
- Minimum daily balance $1,000 to avoid the monthly service fee
- $25 min opening deposit
To open a Business Checking account, please visit one of our branches.
