Share Certificates
AFCU has a variety of term Share Certificates to meet your specific investment needs. Terms range from 6 months to 60 months, and allow for compounding of dividends to make the most of your investment dollars. Or choose the option of receiving a check for your earnings or an automatic transfer of earnings to your Share Account.
Rates Effective September 1, 2023.
| Term | Minimum Balance to Earn Dividend | Dividend Rate | APY** |
|---|---|---|---|
| 6 Months | $500 | 1.75% | 1.76% |
| 12 Months | $500 | 2.75% | 2.78% |
| 15 Months (Special CD) | $500 | 3.25% | 3.30% |
| 24 Months | $500 | 2.85% | 2.89% |
| 36 Months | $500 | 2.50% | 2.53% |
| 48 Months | $500 | 2.50% | 2.53% |
| 60 Months | $500 | 2.50% | 2.53% |
Save to Win® 12-Month Certificate
| Term | Minimum Balance to Open | Balance to Earn stated Rate | Dividend Rate | APY** |
|---|---|---|---|---|
| 12 Months | $25 | $0 - $4,999.99 | 2.50% | 2.53% |
| 12 Months | $25 | $5,000 + | 2.75% | 2.79% |
Click Here to learn more about our Save to Win® Certificate
**APY= Annual Percentage Yield.
Early withdrawal penalties apply to all term certificates. Penalties apply only to the amount withdrawn before maturity of the investment, not to the entire investment balance
If you’d like to learn more about AFCU’s Share Certificates, contact us!