FlexDrive Loans

Introducing FlexDrive: A Smarter, More Affordable Way to Finance Your Next Car

Everyone knows new cars are expensive—and rising monthly payments can really stretch a budget. That’s why we’re excited to introduce FlexDrive Loans, a new type of auto loan designed to make driving the car you want more affordable than ever.

What Is FlexDrive?

FlexDrive is a unique loan option that lets you enjoy much lower monthly payments, typically 30–40% less than a traditional auto loan. It combines some of the best features of a lease with the benefits of vehicle ownership.

How It Works

With FlexDrive, you can finance up to the full purchase price of the vehicle. However, your monthly payment is based on only part of that amount. The remaining balance is set aside as a final balloon payment due at the end of the loan term.

When you reach the end of your term, you choose what happens next:

• Pay it in full
• Refinance
• Sell or trade the vehicle
• Return the vehicle and walk away

Why It’s Different

FlexDrive may feel similar to a lease, but there’s one important difference. The vehicle is titled in your name. That gives you greater flexibility throughout the life of the loan and more options when the term ends.

Why Members Love FlexDrive

• Lower monthly payments
• YOU own the vehicle
• New and pre‑owned vehicles (up to 5 years old) qualify
• Choose annual mileage options up to 18,000 miles
• No hidden fees or early termination penalties
• Sell, trade, refinance, or pay off anytime—or simply return the car at maturity
• Eligible for GAP and Warranty protection

If you like to upgrade every few years—or you just want a more budget‑friendly path to a new ride—FlexDrive puts you in control from start to finish.