by OTMS Staff | Aug 5, 2025 | Blog
Student loans can feel like free money—until they don’t. If you’re still in school or recently graduated, it’s important to understand how interest works before you’re hit with sticker shock. Most federal student loans begin accruing interest the...
by OTMS Staff | Jul 7, 2025 | Blog
Planning a getaway should be exciting—but scammers are banking on that excitement to catch you off guard. Here are a few common travel scams and how to steer clear of them: Phony Booking Sites Fake websites or pop-ups mimic popular booking platforms. You think you’ve...
by OTMS Staff | Jun 16, 2025 | Blog
Elder financial abuse is a growing problem in our country. Sometimes it is committed by people the victim knows, like a family member or a caregiver. Other times, strangers are running scams to steal money from the elderly. It is estimated that elderly Americans lose...
by OTMS Staff | May 20, 2025 | Blog
Your credit score is a big deal. It helps lenders decide if they can trust you to pay back money you borrow. A good credit score can help you get a loan, rent an apartment or even land a job. But there are a few common mistakes that can hurt your credit pretty...
by OTMS Staff | Apr 4, 2025 | Blog
If you’ve ever found yourself wishing you’d learn about money sooner, you’re not alone. That’s one reason why it’s so important to start teaching the kids in your life about money as early as possible. Thankfully, you don’t need a finance degree or fancy tools to do...
by OTMS Staff | Mar 4, 2025 | Blog
Are you one of those Americans who looks forward to receiving your tax refund each year? If you do, you’re not alone. Millions of people receive tax refunds annually. That may seem like a good thing – a nice bonus or windfall that you didn’t already have – but...
