by OTMS Manager | Feb 25, 2026 | Blog
2026 is shaping up to be a landmark year for income tax refunds. Changes in the One Big Beautiful Bill Act (OBBBA) passed last summer could help you see a significant boost in your federal return. In fact, some analysts predict an average refund increase of $675, with...
by OTMS Manager | Jan 27, 2026 | Blog
If you’re one of the 70 million Americans receiving Social Security, 2026 is bringing some major updates to your monthly check. Between the much-anticipated COLA increase and a slight jump in Medicare premiums, there’s a lot to keep track of. These changes are fueled...
by OTMS Manager | Dec 2, 2025 | Blog
Buying a car is one of the biggest financial decisions most people make. As prices continue increasing, it pays to shop smart. Here are practical ways to cut costs and drive away with a deal. 1. Do Your Homework Before you set foot on a car lot, research the make and...
by OTMS Manager | Dec 2, 2025 | Blog
Your credit report plays an important role in your financial life. It is the first place lenders look when you apply for a loan. Renters, auto insurance companies and sometimes cell phone providers and utility companies also review your credit report before deciding...
by OTMS Manager | Oct 6, 2025 | Blog
Overpayment scams are on the rise, and they can leave victims thousands of dollars in debt. The setup usually looks harmless: someone sends you a check for more than the agreed amount, asks you to forward the difference and disappears once the check bounces. Below are...
by OTMS Staff | Aug 5, 2025 | Blog
Student loans can feel like free money—until they don’t. If you’re still in school or recently graduated, it’s important to understand how interest works before you’re hit with sticker shock. Most federal student loans begin accruing interest the...
