by OTMS Staff | Jul 19, 2023 | Blog
If you’ve ever been stuck on the side of the road with an overheated engine, you may not have been taught the importance of automobile preventative maintenance. Here are some basics to help you. Preventive maintenance is the basic stuff you should be doing to your...
by OTMS Staff | Jun 23, 2023 | Blog
Home ownership is a great American dream that comes with some many wonderful benefits. Home repairs are not one of those. If you’re handy, you may be able to fix most things yourself. If you’re not handy, you probably should have an emergency fund for those unexpected...
by OTMS Staff | Mar 24, 2023 | Blog
Someone probably taught you the basics of saving, but did they teach you what to do when money was tight? Maybe not, but that doesn’t mean you can’t save even when you live paycheck-to-paycheck. This month, we’ll cover some ways to live within your means while still...
by OTMS Staff | Dec 8, 2022 | Blog
Stopping by an ATM is a normal part of most people’s days, and ATMs are some of the easiest ways to get money from your account. However, your easy ATM trip could also cost you everything. How could this happen? Some criminals place card skimmers over ATM card readers...
by OTMS Staff | Sep 23, 2022 | Blog
Most people have credit cards these days, and you probably have one too. They’re great tools if you know how to use them, but they also add debt. That means you get interest charges on top of whatever you originally spent. We’ll run you through the secrets of credit...
by OTMS Staff | Sep 19, 2022 | Blog
What’s the difference between a bank and a credit union? You’re not alone if you think it’s just the name on a building. However, banks and credit unions are different in a lot of ways. Q: How are they structured? A: Banks and credit unions have completely different...
