by OTMS Staff | Sep 23, 2022 | Blog
Most people have credit cards these days, and you probably have one too. They’re great tools if you know how to use them, but they also add debt. That means you get interest charges on top of whatever you originally spent. We’ll run you through the secrets of credit...
by OTMS Staff | Sep 19, 2022 | Blog
What’s the difference between a bank and a credit union? You’re not alone if you think it’s just the name on a building. However, banks and credit unions are different in a lot of ways. Q: How are they structured? A: Banks and credit unions have completely different...
by OTMS Staff | Aug 5, 2022 | Blog
COVID relief packages paused student loan payments for two years, but that could change soon. As people expect to begin payments again at the end of August, they’re looking to lower bills or find student loan forgiveness (meaning they don’t have to pay it back)....
by OTMS Staff | Jun 24, 2022 | Blog
Have you ever heard someone talk about a financial topic and not know what they’re saying? We sure have, and it’s nothing to be embarrassed about. There are just some things no one ever taught us when it comes to our money. This is the first post in a series we hope...
