by OTMS Staff | Apr 4, 2025 | Blog
If you’ve ever found yourself wishing you’d learn about money sooner, you’re not alone. That’s one reason why it’s so important to start teaching the kids in your life about money as early as possible. Thankfully, you don’t need a finance degree or fancy tools to do...
by OTMS Staff | Mar 4, 2025 | Blog
Are you one of those Americans who looks forward to receiving your tax refund each year? If you do, you’re not alone. Millions of people receive tax refunds annually. That may seem like a good thing – a nice bonus or windfall that you didn’t already have – but...
by OTMS Staff | Feb 10, 2025 | Blog
Tax season is in full swing. That means a lot of sensitive information is changing hands, and unfortunately, scammers are out in full force doing whatever they can to steal it from you. Here are some tips to protect yourself. $1,400 Stimulus Check Scam This one is...
by OTMS Staff | Dec 13, 2024 | Blog
The holiday season is a time for joy, family, and celebration, but it can also be a time of financial strain. If your wallet is feeling a little light after holiday shopping and festivities, don’t worry. With some planning and creativity, you can navigate the rest of...
by OTMS Staff | Oct 18, 2024 | Blog
Most people have heard the term “refinance,” but how many actually know what it means or how it benefits them? Let’s demystify the concept of refinancing a loan and what it means for you and your finances. What is Refinancing? Simply put, refinancing means...